What Is Medicare?

Medicare is a Federal health benefits program for U.S. citizens or permanent residents age 65 or older and under age 65 with certain disabilities and for all ages with end-stage renal disease (ESRD). Medicare is administered by the Centers for Medicare & Medicaid Services (CMS), an agency of the U.S. Department of Health and Human Services.

Medicare Parts 4+

Medicare Law is Title XVIII of the Social Security Act (Parts A,B,C,D).

Parts A and B are considered Original Medicare. Part A is free and Part B has a monthly premium which is either deducted from your Social Security check or paid quarterly if not collecting Social Security. For most people the current standard monthly premium for Part B is $104.90 and $121.80 for first-time enrollees.

Part A covers hospital, hospice and skilled nursing benefits. Part B covers physician services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests and durable medical equipment.

Learn what to do when you become eligible»